Policies

State Disclosures

CALIFORNIA

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8am. or after 9pm. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

You may request records showing the following:

  1. that InDebted has the right to seek collection of the debt;
  2. the debt balance, including an explanation of any interest charges and additional fees;
  3. the date the debt became delinquent or the date of the last payment;
  4. the name of the creditor and the account number associated with the debt;
  5. the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and
  6. the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable.

You may also request from us a copy of the contract or other document evidencing your agreement to the debt. A request for these records may be addressed to: InDebted C/O Data Dash Inc 802 Progress Dr. Farmington, MO 63640

or customersupport-us@indebted.co.

COLORADO

Our local office address is 27 N Willerup Ste B, Montrose, CO 81401.

Notice of rights (c) In its initial written communication to a consumer, a collection agency shall include the following statement: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/ 

CONNECTICUT

The Company's NMLS ID for Connecticut is 908487

DISTRICT OF COLUMBIA / DISTRITO DE COLUMBIA

If your debt has not been reduced to a judgment by a court, you have the right to request the following information concerning your debt:

  1. The name of the original creditor, and the name of any other owners of your debt, including the current owner;
  2. Your last account number with the original creditor;
  3. A copy of the signed contract, signed application, or other documents which show your obligations;
  4. The date that your debt was incurred;
  5. The date of your last payment, if applicable; and
  6. An itemized accounting of the alleged debt, including the amount of any principal, interest, fees, or charges, and whether the charges were imposed by the original creditor, a debt collector, or other owner of the debt. For credit card or revolving credit accounts, the itemized accounting is measured from the charge-off balance.

You may request the above information by contacting us by phone, mail, or email, at the following: Address: 802 Progress Dr. Farmington, MO 63640 Phone: 800-364-1895 E-mail Address: info@indebted.us

You might have income or resources that are protected from being taken by debt collectors. These might include certain sources of income, funds, or property, including, but not limited to, Social Security, Supplemental Security Income (SSI), disability or unemployment benefits, veteran’s benefits, or child support payments. If you believe your property or income may be protected, you may wish to seek legal advice, including at a legal services provider or legal aid office, before paying this debt.


Si su deuda no se ha reducido a una sentencia de un tribunal, tiene derecho a solicitar la siguiente información sobre su deuda:

  1. El nombre del acreedor original y el nombre de cualquier otro propietario de su deuda, incluido el propietario actual;
  2. Su último número de cuenta con el acreedor original;
  3. Una copia del contrato firmado, la solicitud firmada u otros documentos que demuestren su obligaciones;
  4. La fecha en que se incurrió en su deuda;
  5. La fecha de su último pago, si corresponde; y
  6. Un informe detallado de la supuesta deuda, incluido el monto del principal, intereses, tarifas o cargos, y si los cargos fueron impuestos por el acreedor original, un cobrador de deudas u otro propietario de la deuda. Para tarjetas de crédito o cuentas de crédito rotativas, la contabilidad detallada se mide a partir del saldo de castigo.

Puede solicitar la información anterior comunicándose con nosotros por teléfono, correo postal o correo electrónico, a los siguientes lugares: Dirección: 802 Progress Dr. Farmington, MO 63640 Teléfono: 800-364-1895 Dirección de correo electrónico: info@indebted.us

Es posible que tenga ingresos o recursos que estén protegidos contra los cobradores de deudas. Estos pueden incluir ciertas fuentes de ingresos, fondos o propiedades, incluidos, entre otros, el Seguro Social, la Seguridad de Ingreso Suplementario (SSI), los beneficios por discapacidad o desempleo, los beneficios para veteranos o los pagos de manutención infantil. Si cree que su propiedad o ingresos pueden estar protegidos, es posible que desee buscar asesoramiento legal, incluso en un proveedor de servicios legales o en una oficina de asistencia legal, antes de pagar esta deuda.

IDAHO

Toll-free telephone number: 888-306-3160

MAINE

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Thursday: 8am to 6pm CST, Friday: 7am to 4:30pm CST

MASSACHUSETTS

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Thursday: 8am to 6pm CST, Friday: 7am to 4:30pm CST

MINNESOTA

This collection agency is licensed by the Minnesota Department of Commerce.

NORTH CAROLINA

North Carolina Collection Agency SBS# Number: 513145593 North Carolina Collection Agency SBS# Number: 516770905

TENNESSEE

The collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.